Warmer Kiwi Homes 2026: What's Actually Covered Now

The Warmer Kiwi Homes (WKH) programme has been one of New Zealand's most impactful energy efficiency initiatives. In 2026, EECA made several changes to eligibility criteria and coverage levels. Here's what you need to know.

What's Changed in 2026

The biggest shift is expanded eligibility. Previously, WKH was limited to Community Services Card holders and homeowners in lower-income areas. The 2026 update broadens income thresholds and adds new qualifying criteria for homes built before 2008.

Coverage now includes ceiling and underfloor insulation at up to 90% of costs for eligible households, and heat pumps receive a grant of up to $3,000. The key requirement remains the same: work must be completed by a registered WKH service provider.

Who's Eligible

Eligibility is based on a combination of household income, property age, and location. Community Services Card holders remain automatically eligible. Homeowners with a household income under $120,000 in high-deprivation areas now also qualify — a significant increase from the previous $90,000 threshold.

Rental properties are eligible if the landlord co-contributes at least 33% of costs, and the tenancy agreement is for 12 months or longer.

How to Apply

The process starts with your installer, not with EECA directly. A registered WKH service provider will assess your home, confirm eligibility, and handle the subsidy application on your behalf. You only pay the gap between the subsidy and the total cost.

To find a registered installer in your area, use our Find Installers tool and filter for WKH-certified providers.

Is It Worth Waiting for a Subsidy?

If you're eligible, absolutely. A $3,000 grant on a $4,500 heat pump installation is significant. However, the programme is capacity-capped each financial year, so earlier applications have a better chance of approval. If you're on the fence, get a quote now and ask your installer about WKH timing.